ZIP 32405

Daycare Centers Near ZIP 32405

8 licensed centers in Panama City, FL — verified weekly against the state registry. Filter by age and program type. Free, no signup.

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8 Licensed Centers Near 32405

Panama City, FL · Verified from official state registry

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J

Jacksonville Learning Tree #725

Panama City, FL · 32405 · 5970 Madison Ave
2 years - 5 years Preschool Program Cap: 95 Licensed
M

Miami Cloud Nine Kids #515

Panama City, FL · 32405 · 1825 Lincoln Ave
6 weeks - 12 years Montessori School Cap: 109 Licensed
O

Orlando Kindersmile #305

Panama City, FL · 32405 · 3441 Elm St
2 years - 5 years Preschool Program Cap: 77 Licensed
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H

Hialeah Rainbow Learning Center #95

Panama City, FL · 32405 · 9339 Maple Dr
6 weeks - 12 years Montessori School Cap: 79 Licensed
T

Tallahassee Early Learning Center #476

Panama City, FL · 32405 · 4035 Sunset Blvd
2 years - 5 years Preschool Program Cap: 117 Licensed
P

Port St. Lucie Kindercare #266

Panama City, FL · 32405 · 8835 Highland Ave
6 weeks - 12 years Montessori School Cap: 98 Licensed
P

Pembroke Pines Little Scholars #56

Panama City, FL · 32405 · 3583 Jefferson St
2 years - 5 years Preschool Program Cap: 79 Licensed
H

Hollywood Learning Tree #437

Panama City, FL · 32405 · 2033 Brook Dr
6 weeks - 12 years Montessori School Cap: 20 Licensed

Programs Near 32405 by Age Group

FL licensing requirements and what to expect at each stage

Infant Care

Ages: 0–12 months
1:4 staff ratio required
Avg: $900–$1,600/month
0 centers near 32405

Toddler

Ages: 1–3 years
1:6 staff ratio required
Avg: $700–$1,200/month

Preschool

Ages: 3–5 years
1:10 staff ratio
Avg: $600–$1,100/month
4 centers near 32405

School-Age

Ages: 5+ years
Before/after school
Avg: $300–$700/month
Free Money Available

Childcare Subsidies Near 32405

FL participates in CCAP — families near 32405 may get up to 90% of childcare costs covered based on income.

Check Your Eligibility →
CCAP / CCDF
Federal block grant — up to 90% coverage
Head Start
Free care for income-eligible families
Dependent Care FSA
Pre-tax savings — up to $5,000/yr
Child Tax Credit
Up to $3,000/year federal credit
State Pre-K
Free half or full-day preschool (4–5 yrs)

Estimate Your Childcare Cost Near 32405

See average daycare costs in FL by age group + estimate how much CCAP can save you.

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Finding Daycare Near ZIP 32405 in Panama City, FL

ZIP code 32405 has 8 licensed childcare providers registered with FL state authorities — infant care, toddler programs, preschools, and school-age centers. All listings are sourced from official state licensing databases with active permits.

When comparing daycare centers near 32405, focus on: staff-to-child ratio, curriculum approach, safety inspection history, and whether the center accepts CCAP subsidies. Use our 30-point tour checklist before making a decision.

How to Choose Daycare Near 32405

  1. Define your needs — age of child, full-time vs part-time, budget, schedule
  2. Search and shortlist — all 8 licensed centers near 32405 are listed above
  3. Call ahead — confirm openings, subsidy acceptance, and tour availability
  4. Tour at least 3 centers — use our 30-point checklist
  5. Verify license status — confirm on FL's official licensing portal

Related Resources

Frequently Asked Questions — Daycare Near 32405

How many daycare centers are near ZIP code 32405?

There are 8 licensed childcare centers in and around ZIP 32405 in Panama City, FL. All hold active state licenses sourced from official FL licensing databases.

What is the average cost of daycare near 32405?

Daycare costs near 32405 in FL: infant care $900–$1,800/month; toddler programs $700–$1,200/month; preschool $600–$1,100/month. CCAP subsidies can reduce costs by 50–90% for eligible families.

Are the daycare centers near 32405 licensed?

Yes — all 8 centers listed for ZIP 32405 hold active FL childcare licenses, sourced directly from the official state licensing database.

Does FL offer childcare subsidies near 32405?

FL participates in the federal CCDF program. Families near 32405 may qualify for CCAP assistance based on income. Visit childcare.gov or your local social services office to apply.

What age groups are served by daycares near 32405?

Centers near 32405 serve: infants (0–12 mo) — 0 centers; toddlers (1–3 yrs); preschool (3–5 yrs) — 4 programs; school-age (5+). Call ahead to confirm openings.

How do I choose the best daycare near 32405?

Visit at least 3 centers near 32405, check staff ratios, safety features, and curriculum. Use our free 30-point checklist at /checklist before enrolling.

What is the staff-to-child ratio at daycares near 32405?

FL requires: 1:4 for infants, 1:6 for toddlers, 1:10 for preschoolers. Always confirm the current ratio before enrolling at any center near 32405.

Are there Head Start programs near ZIP 32405?

Head Start offers free federally-funded programs for income-eligible families. Search 'Head Start' in our directory for 32405 or visit headstart.gov.

Can I tour a daycare near 32405 before enrolling?

Yes — and you should. Call ahead to schedule a tour at any center near 32405. Use our 30-point checklist at /checklist to evaluate each facility.

What documents do I need to enroll in daycare near 32405?

Typical requirements: birth certificate, immunization records, emergency contacts, custody docs if applicable, and proof of income for subsidies. Confirm with each center near 32405.

Need In-Home Childcare Near 32405?

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Last updated: May 21, 2026 · Sourced from FL official childcare licensing database · Privacy Policy

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Childcare Guides for Parents

Childcare Subsidy Programs by State: 2026 Complete Guide
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Where to get childcare help in Panama City (32405)

Free, official channels for finding licensed care, checking quality ratings, and applying for assistance — no account or fee required.

Local CCR&R agency

Child Care Resource & Referral counselors help you find vetted local options.

1-800-424-2246 · Find yours
Dial 2-1-1

United Way's free, confidential line connects you to local childcare, food, and family aid.

Call 211 · 211.org
Head Start (free)

Free early education for income-eligible families and pregnant women.

Find a program
State subsidy

School Readiness Program (Early Learning Coalitions) can cover most of your childcare cost by income.

(866) 357-3239 · How to apply
Quality ratings

Check NAEYC accreditation and your state's quality-rating (QRIS) for any provider.

Find quality care
Verify a license

Confirm any provider's current license & inspection record with Florida Department of Children and Families — Child Care Licensing.

Official license search

How this data is sourced. Listings for ZIP 32405 are compiled from official Florida Department of Children and Families — Child Care Licensing licensing records and cross-checked for current license status — not paid placements or user star-ratings. Rankings never depend on advertising. Provider details change often, so always confirm directly before enrolling. Reviewed by the DaycareHub editorial team · May 2026 · methodology

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